/* InsurDigital — insurdigital.com
   Personal publication. Newsreader serif display, Inter body, IBM Plex Mono kickers.
   Palette: warm paper, ink, burnt sienna accent. Distinct from the SERM firm site. */

:root {
  --paper: #FBF9F4;
  --white: #FFFFFF;
  --ink: #1B1A17;
  --muted: #6E675E;
  --faint: #9A938A;
  --accent: #9A3412;
  --accent-deep: #7C2D12;
  --accent-soft: #F7E8DC;
  --border: #E8E0D2;
  --border-soft: #F0E9DA;
  --radius: 10px;
  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --display: "Newsreader", Georgia, "Times New Roman", serif;
  --mono: "IBM Plex Mono", ui-monospace, "SF Mono", Menlo, Consolas, monospace;
  --max: 1080px;
  --max-narrow: 720px;
  --shadow-card: 0 1px 2px rgba(27, 26, 23, 0.05), 0 8px 24px rgba(27, 26, 23, 0.06);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  background: var(--paper);
  color: var(--ink);
  line-height: 1.7;
  font-size: 16.5px;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
::selection { background: rgba(154, 52, 18, 0.18); }
a { color: inherit; text-decoration: none; }
img, svg { display: block; max-width: 100%; }
.container { width: min(var(--max), 100% - 3rem); margin: 0 auto; }
.container-narrow { width: min(var(--max-narrow), 100% - 3rem); margin: 0 auto; }

/* type */
.kicker {
  font-family: var(--mono); font-size: 12px; font-weight: 600;
  letter-spacing: 0.2em; text-transform: uppercase; color: var(--accent);
  margin-bottom: 1.4rem;
}
h1, h2, h3 { font-family: var(--display); font-weight: 600; line-height: 1.12; letter-spacing: -0.01em; color: var(--ink); }
.display { font-size: clamp(2.6rem, 5.2vw, 4.4rem); }
.display em { font-style: italic; color: var(--accent); }
.h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); margin-bottom: 1.1rem; }
.lede { font-size: clamp(1.08rem, 1.6vw, 1.28rem); color: var(--muted); max-width: 42rem; line-height: 1.65; margin-top: 1.6rem; }

/* nav */
.nav { position: sticky; top: 0; z-index: 50; background: rgba(251, 249, 244, 0.9); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border-bottom: 1px solid var(--border-soft); }
.nav-inner { width: min(var(--max), 100% - 3rem); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; height: 68px; }
.brand { font-family: var(--display); font-weight: 700; font-size: 1.35rem; letter-spacing: -0.01em; }
.brand em { font-style: italic; color: var(--accent); }
.nav-links { display: flex; align-items: center; gap: 0.25rem; list-style: none; }
.nav-links a { font-size: 14.5px; font-weight: 500; color: var(--muted); padding: 0.55rem 0.85rem; border-radius: 8px; transition: color 0.18s, background 0.18s; }
.nav-links a:hover { color: var(--ink); background: rgba(27, 26, 23, 0.05); }
.nav-links a.active { color: var(--accent-deep); background: var(--accent-soft); }
.nav-toggle { display: none; background: var(--white); border: 1px solid var(--border); border-radius: 8px; width: 44px; height: 44px; cursor: pointer; }
.nav-toggle span { display: block; width: 18px; height: 2px; background: var(--ink); margin: 4px auto; border-radius: 2px; }

/* hero */
.hero { padding: 7rem 0 5rem; }
.hero-rule { width: 64px; height: 3px; background: var(--accent); margin-bottom: 2rem; }
.hero-actions { display: flex; gap: 0.9rem; margin-top: 2.5rem; flex-wrap: wrap; }

.btn { display: inline-flex; align-items: center; gap: 0.55rem; font-size: 15px; font-weight: 600; padding: 0.9rem 1.6rem; border-radius: 999px; border: 1px solid transparent; cursor: pointer; transition: transform 0.18s, box-shadow 0.18s, background 0.18s; }
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { transform: translateY(-2px); background: var(--accent-deep); box-shadow: 0 12px 30px rgba(154, 52, 18, 0.3); }
.btn-ghost { border-color: var(--border); color: var(--ink); background: var(--white); }
.btn-ghost:hover { border-color: var(--accent); color: var(--accent-deep); box-shadow: var(--shadow-card); }

/* sections */
.section { padding: 5.5rem 0; }
.section-tight { padding: 3.5rem 0; }
.divider { border: 0; border-top: 1px solid var(--border-soft); }

/* essay cards */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; margin-top: 3rem; }
.card { border: 1px solid var(--border); border-radius: var(--radius); padding: 2rem 1.8rem; background: var(--white); transition: transform 0.2s, box-shadow 0.2s; display: block; }
a.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-card); }
.card .date { font-family: var(--mono); font-size: 11.5px; font-weight: 600; letter-spacing: 0.14em; color: var(--accent); text-transform: uppercase; margin-bottom: 1rem; display: block; }
.card h3 { font-size: 1.35rem; margin-bottom: 0.7rem; }
.card p { color: var(--muted); font-size: 15px; }

/* essay body */
.essay-body p { margin-bottom: 1.3rem; color: #33302B; font-size: 1.08rem; }
.essay-body p strong { color: var(--ink); }
.essay-body h2 { font-size: 1.7rem; margin: 2.6rem 0 1rem; }
.essay-meta { font-family: var(--mono); font-size: 12.5px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--faint); margin: 1.5rem 0 3rem; }
.essay-signoff { margin-top: 3rem; padding-top: 1.5rem; border-top: 1px solid var(--border-soft); font-family: var(--display); font-style: italic; font-size: 1.2rem; color: var(--muted); }

/* book band */
.book-band { background: var(--ink); color: #EDE8DE; border-radius: 18px; padding: clamp(2.5rem, 5vw, 4rem); display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; }
.book-band h2 { color: #fff; font-size: clamp(1.8rem, 3.2vw, 2.6rem); margin-bottom: 1rem; }
.book-band h2 em { color: #E8A87C; }
.book-band p { color: #B9B2A6; margin-bottom: 1.5rem; }
.book-spine { background: linear-gradient(135deg, #9A3412, #7C2D12); border-radius: 8px; aspect-ratio: 3/4; max-width: 280px; margin: 0 auto; display: grid; place-items: center; padding: 2rem; text-align: center; box-shadow: 0 20px 50px rgba(0,0,0,0.35); }
.book-spine span { font-family: var(--display); color: #fff; font-size: 1.4rem; font-weight: 600; line-height: 1.3; }

/* subscribe */
.subscribe { border: 1px solid var(--border); border-radius: 18px; background: var(--white); padding: clamp(2.5rem, 5vw, 4rem); text-align: center; box-shadow: var(--shadow-card); }
.subscribe h2 { font-size: clamp(1.7rem, 3.2vw, 2.5rem); margin-bottom: 1rem; }
.subscribe p { color: var(--muted); max-width: 32rem; margin: 0 auto 2rem; }
.subscribe-form { display: flex; gap: 0.75rem; max-width: 28rem; margin: 0 auto; }
.subscribe-form input { flex: 1; border: 1px solid var(--border); border-radius: 999px; padding: 0.9rem 1.3rem; font: inherit; font-size: 15px; background: var(--paper); color: var(--ink); outline: none; }
.subscribe-form input:focus { border-color: var(--accent); box-shadow: 0 0 0 3px rgba(154, 52, 18, 0.14); }
.subscribe-note { font-size: 13px; color: var(--faint); margin-top: 1.2rem; }

/* footer */
.footer { border-top: 1px solid var(--border-soft); padding: 3.5rem 0 2.5rem; margin-top: 2rem; }
.foot-grid { display: flex; justify-content: space-between; gap: 2rem; flex-wrap: wrap; align-items: flex-start; }
.foot-tag { color: var(--muted); font-size: 14.5px; margin-top: 0.8rem; max-width: 22rem; font-family: var(--display); font-style: italic; }
.foot-links { display: flex; gap: 0.25rem; list-style: none; flex-wrap: wrap; }
.foot-links a { color: var(--muted); font-size: 14.5px; padding: 0.5rem 0.75rem; border-radius: 8px; }
.foot-links a:hover { color: var(--accent-deep); background: var(--accent-soft); }
.foot-base { margin-top: 2.5rem; padding-top: 1.4rem; border-top: 1px solid var(--border-soft); display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.foot-base p { color: var(--faint); font-size: 13.5px; }
.disclaimer { font-size: 12.5px; color: var(--faint); max-width: 40rem; margin-top: 1rem; }

/* reveal */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }

@media (max-width: 920px) {
  .cards { grid-template-columns: 1fr 1fr; }
  .book-band { grid-template-columns: 1fr; }
  .hero { padding: 5rem 0 3.5rem; }
  .section { padding: 4rem 0; }
}
@media (max-width: 1024px) {
  .nav-links { display: none; position: absolute; top: 68px; left: 0; right: 0; background: rgba(251,249,244,0.98); border-bottom: 1px solid var(--border); flex-direction: column; align-items: stretch; padding: 0.8rem 1.5rem 1.2rem; }
  .nav-links.open { display: flex; }
  .nav-toggle { display: block; }
}
@media (max-width: 640px) {
  .cards { grid-template-columns: 1fr; }
  .subscribe-form { flex-direction: column; }
  .subscribe-form .btn { justify-content: center; }
}

/* leading-voice brand layer */
.masthead-name { font-family: var(--display); font-weight: 700; }
.byline { display: flex; align-items: center; gap: 0.9rem; margin: 1.8rem 0 2.6rem; }
.byline .avatar { width: 46px; height: 46px; border-radius: 50%; background: var(--accent); color: #fff; display: grid; place-items: center; font-family: var(--display); font-style: italic; font-weight: 700; font-size: 1.25rem; flex: none; }
.byline .who { font-size: 14.5px; }
.byline .who strong { display: block; font-size: 15.5px; }
.byline .who span { color: var(--muted); }
.note-num { font-family: var(--mono); font-size: 12px; font-weight: 600; letter-spacing: 0.2em; color: var(--accent); text-transform: uppercase; }
.pullquote { font-family: var(--display); font-size: clamp(1.35rem, 2.6vw, 1.8rem); font-style: italic; line-height: 1.45; color: var(--ink); border-left: 3px solid var(--accent); padding-left: 1.4rem; margin: 2.4rem 0; }
.creed { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; margin-top: 3rem; }
.creed-item { border-top: 2px solid var(--ink); padding-top: 1.2rem; }
.creed-item h3 { font-size: 1.25rem; margin-bottom: 0.5rem; }
.creed-item p { color: var(--muted); font-size: 15px; }
.topics { display: flex; gap: 0.7rem; flex-wrap: wrap; margin-top: 2rem; }
.topic { font-family: var(--mono); font-size: 12px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; border: 1px solid var(--border); border-radius: 999px; padding: 0.55rem 1.1rem; color: var(--muted); background: var(--white); }
.topic.on { background: var(--ink); border-color: var(--ink); color: #fff; }
.independent { border: 1px solid var(--border); border-left: 3px solid var(--accent); border-radius: 0 var(--radius) var(--radius) 0; background: var(--white); padding: 1.6rem 1.8rem; margin-top: 2.5rem; }
.independent p { font-size: 15px; color: var(--muted); margin: 0; }
.independent strong { color: var(--ink); }
.reading-time { font-family: var(--mono); font-size: 12px; letter-spacing: 0.1em; color: var(--faint); text-transform: uppercase; }
@media (max-width: 920px) { .creed { grid-template-columns: 1fr; } }